White Bear Lake MN Real Estate & Homes For Sale
     Thinking about buying or selling a home? 

Deb Casper of RE/MAX Specialists can help!

 

Welcome to the #1 BEST site  for Real Estate Information serving the entire Twin Cities of Minneapolis and Saint Paul.  We specialize in the northeast metro area, including White Bear Lake, Stillwater, Grant, Dellwood, Mahtomedi,,Lake Elmo, North Oaks, Oakdale, Centerville , Hugo , Lino Lakes , Maplewood, North St Paul,  Shoreview, Woodbury, plus all of Ramsey,, Anoka, and Washington Counties. 

Do you have questions about short sales and foreclosures?  I can help!  I've just been certified as a Short Sale and Foreclosure Resource!  The Treasury Department has just released GUIDELINES on to streamline the process with the banks.  If you are in over your head on your home mortgage due to a hardship such as a job loss or divorce call today - I can help!  Take a look at my new BLOG on the subject. 

 

WOW!  LOWEST RATES SINCE THE 1950'S!  

Will you kick yourself when rates go up and you haven't taken advantage of them?  Don't delay! 

Call today:  651-407-7864 

 

CURRENT AVERAGE MORTGAGE RATES AS OF AUGUST 26, 2010:  
  • 30 Year fixed as low as 4.25%   Loan amounts up to $417,000.
  • 20 Year fixed from 4.125%
  • 15 Year fixed from 3.75%
  • 30 Year Jumbo fixed start at 5.25%  Loan amounts over $417,000
  • 15 Year Jumbo fixed start at 4.625%
  • Adjustable rates start at 3.5%!

Note: Your credit scores, down payment, and closing date will all have an effect on your rate. 

 

Take a look at my new BLOG with 5 Tips to get your home sold faster than the rest!   Click here!

 

Here's my 5 Tips for Homebuyers blog - take a minute to read this one for tips

for people thinking of  buying a home in today's volatile market.

 

  Here's another one recently posted with a Great Dog Story, plus a photo of my recently passed Lexi, the best dog there ever was.

 

      VETERANS!   Do you have questions about VA Home Loans and your Entitlement?  Call TODAY 651-407-7864

 

    Deb Casper  is an experienced REALTOR®, an e-PRO Certified Internet Specialist, a Short Sale and Foreclosure Resource, and a Certified Residential Specialist with RE/MAX Specialists, White Bear Lake. Contact her anytime at:  651-407-7864

     Feel free to browse Open Houses , download FREE reports or Search for Homes listed for sale at your leisure! 

 

Looking for a great School Search Site?  Look no further - click here   You can search for  individual school information or search for public and/or private schools in any area in the country.  Check it out!

 

     We believe the process of buying and selling a home should be a fun and rewarding experience.  Thus, our goal is to exceed your expectations while providing exceptional service.  Learn About Deb   Learn about RE/MAX

 

Let me know if you have any questions.  Happy hunting!  Deb:  651-407-7864 

Mailto: Deb@DebCasper.com 

 

Is this the best time to list your home for sale in our current economy?  Click here to find out! 

 

Why NOW is a Great Time to Buy Real Estate:

Now is a particularly great time to buy a home, say a variety of real estate professionals.   This is one of those times that if you don't buy NOW, a couple years down the road you will wish you had.  Here are the reasons why:

  • Prices are probably as low as they are going to go as the market stabilizes.  In fact, in our local 13 county metro area of the  Twin Cities, Realtor Associations are reporting that prices are stabilizing and not continuing in the downward list price trend of the last two years.
  • Interest rates have declined to all time low rates!  Regular conventional and FHA 30 year fixed rates are in the 4's!
  • FHA allows down payments of as little as 3.5 percent! People scraping dollars together for a down payment should be able to qualify under the new guidelines.
  • Inventories are continuing to lower and less and less (despite recent doomsayer's rumors) foreclosures are coming on the market making this a great time to buy!


  Click here for THE SECRET TO PRICING YOUR HOME TO SELL!

Don't miss out - click here and scroll down to read the best dog story I've ever heard!  It's worth it! 

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Deb Casper
  • Deb Casper

  • REALTOR, CRS, e-PRO , SFR
  • 651-407-7864
  • Email Me